The problem is the American Healthcare system. I have the same feelings about it you do. On a vacation to England I met a woman who had a business she worked on both sides of the Atlantic. She seemed to be in her fifties and was thinking about taking it totally to the US — that is until I explained how healthcare would be for her.
And as an older woman with an older husband, thinking that I may be the one with a disability, I wrote this: https://medium.com/@mitzi.flyte/when-he-should-divorce-me-77a989f2fcb9.
Blessings to you and your wife.